Car Accident Injury Lawyer in Missouri

I Need Help with My Car Accident Claim - What Can you do?

You have been injured in a car accident and this is uncharted waters for you. Most people haven't been through numerous car accidents and do not have knowledge of how the insurance claims process works. You may think that car accident claims are easy to handle yourself and that they do not involve complicated elements of law. The important thing for you to realize is that car accident lawyers do a lot more than just negotiate settlements with insurance claims adjusters. Some of the things that our Missouri personal injury lawyers do for you include:

Work with hospitals and doctors so that outstanding patient charges are not turned over to a collection agency;
Protect you from credit problems as a result of the actions of collection agencies;
Negotiate liens asserted by medical treatment providers;
Negotiate reductions in any subrogation interest asserted by your health insurance carrier;
Negotiate reductions in amounts claimed by medical treatment providers;
Assist in obtaining quality medical care if you do not have health insurance;
Assist in handling the property damage portion of your claim;
Assist in interpretation and understanding of your own car insurance coverage;
Protection from unauthorized disclosure of treatment information under HIPPA;
Complete investigation of the car accident, including recorded statements, photographs;
Making sure you collect compensation for necessary future medical care, etc.

Representation from a car accident lawyer in Missouri has advantages well beyond equaling the playing field between you and an unfair claims adjuster. Call 314.448.0934 to find out more information.

The Car Insurance Claims Process

Anytime you are involved in a car accident in Missouri, you have choices. Those choices include which insurance company to make a property damage claim with, personal injury claim with, and the body shop that ultimately repairs your damaged vehicle. The law allows you to make a property damage claim on your own policy, even if another driver was at fault for the crash. Insurance companies often times go through arbitration to determine which insurance carrier should pay for property (car) damage. If you make a claim on your OWN policy and the other insurance carrier is deemed at fault by an arbitrator, chances are good that you will be reimbursed for your deductible.

As to a personal injury claim, there are choices, but they are more limited. You cannot make a claim on your own insurance policy unless certain legal steps have been taken. In fact, if you don't satisfy those legal requirements, any injury claim on your own policy may be prejudiced or even deemed waived. If you settle with the negligent driver's insurance company, the ability to make a claim on your own policy for injuries may be prejudiced by 'set-offs', 'credits', or 'other insurance' clauses that insurance companies are starting to insert into the language of each policy. It is important to contact a car accident lawyer who understands the nuances of car insurance policies and the claims process.

The law in Missouri with respect to car insurance police interpretation and application is changing every month. There have been several Missouri Supreme Court cases decided in the past 18 months that have dramatically effected how injury cases are handled and the amount of compensation for various types of car accident claims. Call 314.448.0934 or 866.840.3636 for more information today.